Pension Benefits for Laborers: Eligibility Criteria and Application Process

Pension scheme for laborers : Be it central or state governments, they give pensions to their employees every month. However, to get this pension, the employee has to be retired. However, do you also want to get a pension from the government?

Then find out how to apply. The government comes up with schemes keeping in mind the needs of different people. Most of these schemes are for poor, needy people. There is a large section of labourers in the country.

Those who do daily wages to meet their needs. So many do very small work. The income of these workers is fixed. Nor is there any provision for pension after their retirement.

The government has also started a new scheme for such labourers. Under which the government arranges pensions for the labourers. Let us tell you how labourers can apply for this scheme.

How do I apply for a pension?

The government of India runs many schemes, especially for the poor sections of the country. The BJP-led Modi government has started the Pradhan Mantri Shram Yogi Mandhan for the labourers working in the unorganized sector.

In the year 2019, the government started this scheme. Under this scheme, the Government of India gives a pension of Rs 3000 per month to the labourers working in the unorganized sector.

Age Limit

The government starts giving pensions to the laborers between the ages of 18 and 40 years after the age of 60 years. It is necessary to contribute to this scheme for at least 20 years.

The amount of contribution that the laborer makes in this scheme. The same contribution comes from the government.

Where do I apply for the scheme?

To apply for this PM Shram Yogi Mandhan Pension Scheme of the Government of India, labourers working in the unorganized sector can go to any nearest public service center in their city.

There the operator will have to be asked to apply in the PM Shram Yogi Maandhan Yojana. The operator will have to provide his Aadhaar card and bank passbook information.

For the benefit of the scheme, it is necessary that your mobile number is linked to your bank account.

When the public service center operator applies for you in the PM Shram Yogi Maandhan Yojana. So for this, you have to pay the first installment of the premium in cash.

Which you can deposit via check or cash. After this, the premium amount is auto-debited from your account.